Student Loans
Understanding the Legal Lending Limit for National Banks
By Ethan Bennett
Discover how the Office of the Comptroller of the Currency (OCC) regulates national banks' lending limit, determined as a percentage of their capital and surplus.
Changes to the SAVE Education Loan Repayment Plan
By Ethan Bennett
What you need to know about the upcoming changes to the Saving for a Valuable Education loan repayment plan and how it affects borrowers.
Helping Parents with Investment: What You Need To Know
By Ethan Bennett
Demystifying the legalities and expectations around young adults assisting their aging parents with investments.
Changes in Federal Student Loan Repayment Plans and What They Mean for You
By Ethan Bennett
Understand the implications of policy changes to student loan repayment plans and consider your best options.
GOP Budget Proposals Could Restrict College Students' Access to Federal Aid
By Ethan Bennett
Proposed GOP budget plans may drastically alter the landscape of student financial aid, impacting millions of college students' entitlements to federal grants and loans.
Navigating Student Loan Payments Amid Financial Uncertainty
By Sophia Reynolds
Discover efficient ways to manage student loans during economic downturns, with a focus on strategies including deferment, forbearance, debt avalanche, and debt snowball methods.
Looming Debt Crisis: Millions of US Student Loan Borrowers Face Default
By Ethan Bennett
As the Department of Education prepares to resume loan collections, millions of American students are bracing for the impact of potential loan defaults and wage garnishments.
U.S. National Average FICO Score Dips Amid Student Loan Delinquencies
By Caleb Mitchell
Student loan delinquencies cause a dip in average U.S. FICO score for the first time in five years.
The Monetary Value of a College Degree: More Economical Than You Might Think
By Caleb Mitchell
An insightful analysis by economists at the Federal Reserve Bank of New York highlights the college degree as an investment yielding significant financial returns.
Demise of Pandemic Relief Program May Impact Millions of Student Loan Borrowers' Credit Scores
By Ava Harper
Implications of COVID-19 relief program's end to impact 9+ million federal student loan borrowers' credit ratings.
Federal Loan Pause Unlikely to Affect Student Borrowers
By Isabella Chang
Despite the White House temporarily pausing federal grants and loans, student loan borrowers will likely remain unaffected by this order.
New Payment Options for Student Loan Borrowers
By Isabella Chang
Explore recent changes to student loan repayment structures, and find out how to make the most out of your options.
Major Shifts Coming for US Student Loan Borrowers in 2025
By Zoey Ramirez
Key changes in student loan regulations loom on the horizon with the changing administration and a legal toll on Biden's loan forgiveness plan.