Nestled in the heart of Florida, approximately 90 miles south of Orlando, lies the small city of Sebring. Known for its famous auto racing track, the city, which is also the county seat of Highlands County, attracts retirees with its low cost of living, charming small-town ambiance, leisurely lifestyle, and rich history.
Housing affordability is a significant highlight of this location with the median housing cost in Highlands County calculated at $765 monthly. The median home value is equally commendable, tagged at $177,900, far less than the national average of $419,200. Florida's lack of personal income tax, inclusive of pension withdrawals, investment income, Social Security benefits, and more, and absence of estate or inheritance taxes, further adds to the allure of this city for retirees. The state imposes a 6% sales tax on most items except groceries and prescription drugs, and Highlands County adds a further 1.5% sales tax, but groceries are not subjected to it.
If medical care accessibility is a concern, Sebring is amply served with over 200 healthcare establishments in Highlands County and three general hospitals within a 25-mile radius. It's also conveniently close to major hospitals in Orlando and Tampa, both roughly 80 miles away and known for high-quality healthcare.
Sebring's connectivity extends beyond road networks, with the Southwest Florida International Airport within 95 miles and several train lines through Amtrak serving the city.
The Sebring International Raceway attracts motorsport fans worldwide with its iconic endurance race event. If racing isn't appealing, the city has numerous cultural, artistic, and historical attractions, comprising local art galleries, museums, golf courses, and a distinctive downtown named a Historic District on the National Register of Historic Places.
With moderate risk ratings from the Federal Emergency Management Agency's National Risk Index, retirees need not excessively worry about natural disasters triggered by Florida's climate. It thus offers an enticing balance of affordability, recreation, healthcare, and community, cementing Sebring's status as a hidden gem in Florida's retirement landscape.